Car accidents may occur practically anywhere from driveways and parking lots to roads and major thoroughfares. According to the Colorado Department of Transportation, fatal automobile fatalities have increased since 2011, with 600 fatal motor vehicle collisions in 2017. Dealing with the paperwork and back-and-forth is a time-consuming and challenging task in and of itself. It is when a Colorado Car Accident Lawyer steps in. A lawyer will simplify the entire process of the claim. In this post, you will read about filing a claim.

The car accident claim process

Contacting your insurance provider

As soon as you arrive home after an accident, contact your insurance agent to report the occurrence. If you have been gravely hurt, get medical help immediately, but don’t wait too long to call your insurance agency. 

Keep track of all expenditures.

An insurance claim may be a lengthy, drawn-out procedure, and the costs can pile up quickly.

Until you receive your payment from the insurance company, keep note of any relevant expenditures from the accident. 

Provide your insurance with all accident information and documentation.

During the statement, you must provide your insurance representative with the following information such as the name of the other car driver, a copy of the ticket issued, the nature of damage to your vehicle, visual documentation, photos of the accident scene, and any other pertinent information that can make your case strong.

Some important points to note

In Colorado, when you claim after an automobile accident, you’re filing a claim against the other person’s insurance company, not the other individual. That implies that if you win a case, the money is paid by the defendant’s insurance company, not the defendant. 

In personal injury cases, Colorado has adopted a comparative fault concept. It implies that before deciding on adequate compensation in an automobile accident case, the juror must determine whether the victim bears any responsibility for the accident. If the victim is more than 50% at blame, the case will be dismissed.

Key takeaways 

It’s perfect for you to sit with the lawyer face to face to discuss your issue to resolve it and get compensation. Bring duplicates of all the records you have about your problem, including the police report, medical expenditures, and any communications with the security agency, including your interest letter if you’ve gotten that far.